Korteriühistule: kuidas leida parimat ehitusfirmat

21. märts  Madis Pihelgas. Kommentaarid: 129
Kui korterelamu on otsustanud remonditöid teha või renoveerida, hakatakse ehitajat tavaliselt otsima internetist ja tuttavate käest. Aga kui suuremad ehitustööd on plaanis läbi viia pangalaenu abil, on ka pangal õigus ehitaja valikus kaasa rääkida. SEB Panga äriklientide osakonna kliendihaldurid soovitavad küsida mitu ehituspakkumist ning annavad nõu, mida ehitaja valikul jälgida.

Kogemus ja maine

Panga jaoks on ehitaja valiku juures olulised mitmed aspektid: reeglina peab ehitusfirma olema tuntud, hea mainega ning tegutsenud vähemalt kaks aastat. Pank vaatab ka äriregistrist ehitaja viimast majandusaasta aruannet, hinnates ettevõtte võimet teha ehitustöid vastavalt ajakavale ja projektieelarvele. Samuti vaadatakse ehitusettevõtte kogemusi ja oskusi sarnaste objektide ehitamisel – seejuures on hea uurida tema kodulehekülge, sest seal on tehtud tööd enamasti välja toodud. Kui ehitaja on alles registreeritud äriregistris ja tema tegevusajalugu on väga lühike, on keeruline hinnata tema suutlikkust objektiga hakkama saada.

Ehitusjärelevalve

Tavapäraselt peab korterelamute renoveerimistöödel olema kaasatud ka ehitusjärelevalve, kusjuures ehitusettevõte ja -järelevalve ei või olla omavahel seotud osapooled. Nii ehitusettevõttel kui ka -järelevalvel peab olema kehtiv tegevusluba, mida saab kontrollida majandustegevuse registrist (MTR). Ehitajal ei tohi olla võlgnevusi krediidiinfos.

Valdkonnale vastav tegevusluba

Kindlasti tuleb kontrollida, kas ettevõttel on tegevusluba antud valdkonnas. Näiteks mõned aastad tagasi oli SEB Pangal kogemus, kus korteriühistu sõelale jäänud ehitaja tegevusalaks oli äriregistris toitlustus ja samuti puudus registreering MTRis. Tegemist võis olla lihtsalt sellega, et registris oli muudatus tegemata, kuid pank ei saanud sellist ehitajat aktsepteerida.

Pank ei finantseeri ettemaksuarveid

Ehitajaga läbirääkimisi pidades peab ühistu juhtkond arvestama, et ettemaksuarveid pank üldjuhul ei finantseeri, välja arvatud juhul, kui ehitajal on esitada aktsepteeritud finantsasutuse ettemaksugarantii. Vastasel juhul peab ehitusettevõte tulema toime sellega, et teeb ise mingi osa tööst valmis ja saab korteriühistult laenu arvelt tasu alles pärast tööde kinnitamist. Kusjuures ehitaja peab andma oma töödele vähemalt kaheaastase garantii.

Vaadake lisaks: Korterelamu renoveerimislaen

 


Gerli Ramler
vabakutseline ajakirjanik

 

SEB
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therese tõsine tasuta laenupakkumine Hea õhtu sir, kui te olete aus ja tõsine inimene, naudid mu pakkumist. Seda öeldes teatan teile, et annan laene vahemikus 1000 kuni 2 500 000 eurot, nii et palun öelge, kui palju soovite laenata ja mitu aastat soovite laenu anda. südamlikult E-post: grubertherese121@gmail.com 22. jaanuar 2019
gruber gruber tõsine tasuta laenupakkumine Hea õhtu sir, kui te olete aus ja tõsine inimene, naudid mu pakkumist. Seda öeldes teatan teile, et annan laene vahemikus 1000 kuni 2 500 000 eurot, nii et palun öelge, kui palju soovite laenata ja mitu aastat soovite laenu anda. südamlikult E-post: grubertherese121@gmail.com 22. jaanuar 2019
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MiracleSpellHome@yahoo.com Dr. Miracle Herbal Medicine Is A Good Remedy For Herpes, I Was A carrier of Herpes and I saw a testimony on how Dr. Miracle, cure Herpes, I decided to contact him, I contacted him and he guided me. I asked him for solutions and he started the remedies for my health. After he finish casting the spell, he told me to go for check up, could you believe that i was confirm herpes negative after the test, and i went to a different hospital and it was also negative, i am so happy today because i'm free from herpes disease with the help of Dr. Miracle. Thank God, now everything is fine, I'm cured by Dr.Miracle,herbal medicine, I'm very thankful to Dr. Miracle, Reach Him On ((MiracleSpellHome@yahoo.com)) Or What App Him Or Call: +39(349)549- 4143,,, DOCTOR MIRACLE CAN AS WELL CURE THE FOLLOWING DISEASE:- (1). HERPES( 2). HIV/AIDS (3). CANCER ALL KINDS (4). Hepatitis A,B,C (5)Pregnant (6) Penis Enlargement ,,,, 6. aprill 2019
MiracleSpellHome@yahoo.com Dr. Miracle Herbal Medicine Is A Good Remedy For Herpes, I Was A carrier of Herpes and I saw a testimony on how Dr. Miracle, cure Herpes, I decided to contact him, I contacted him and he guided me. I asked him for solutions and he started the remedies for my health. After he finish casting the spell, he told me to go for check up, could you believe that i was confirm herpes negative after the test, and i went to a different hospital and it was also negative, i am so happy today because i'm free from herpes disease with the help of Dr. Miracle. Thank God, now everything is fine, I'm cured by Dr.Miracle,herbal medicine, I'm very thankful to Dr. Miracle, Reach Him On ((MiracleSpellHome@yahoo.com)) Or What App Him Or Call: +39(349)549- 4143,,, DOCTOR MIRACLE CAN AS WELL CURE THE FOLLOWING DISEASE:- (1). HERPES( 2). HIV/AIDS (3). CANCER ALL KINDS (4). Hepatitis A,B,C (5)Pregnant (6) Penis Enlargement ,,,, 6. aprill 2019
Shannon How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874. 25. aprill 2019
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Shannon How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874. 27. juuli 2019
Shannon How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874. 1. august 2019
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Olivia Jayden HOW I GOT MY EX HUSBAND BACK WITH THE HELP OF REAL AND EFFECTIVE SPELL FROM DR Osasu My name is Olivia Jayden, I never thought I will smile again, My husband left me with two kids for one year, All effort to bring him back failed I thought I'm not going to see him again not until I met a lady called Jesse who told me about a spell caster called Dr. Osasu , She gave me his email address and mobile number and I contacted him and he assured me that within 48hours my husband will come back to me, In less than 48hours my husband came back started begging for forgiveness saying it is the devils work, so I'm still surprise till now about this miracle,i couldn't conceive but as soon as the spell was cast,i became pregnant and gave birth to my third child,if you need any assistance from him you can contact him via:email: drosasu25@gmail.com Or WhatsApp or call him now: +2347064365391 . Dr.Osasu also cures: 1. HIV / AIDS 2. HERPES 1/2 3. CANCER 4. ALS (Lou Gehrig’s disease) 5. Hepatitis B 16. oktoober 2019
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Vera Joe I'm from USA i want to testify of a great and powerful spell caster my husband left me and the kids for 2 weeks when i called him he didn't pick up when he came back home the 3 week he told me he wanted a divorce i was so sad i cried all night he left again i was so lonely the next day i was searching for something online when i found a spell caster called Dr Azuka who have helped so many people with their problems so i contacted him with my problems he told me it will take 24hrs and my husband will be back to me i did every thing he told me to do and the next day my husband came back kneeling and begging he canceled the divorce we are now happy together Dr Azuka can help you too email him at (dr.azukasolutionhome@gmail.com) or contact him on whats app +44 7520 636249 26. detsember 2019
Kenny Diana What a wonderful and a straight forward spell caster that has brought back joy and happiness into my life! Am giving this testimony because am so happy, I want to thank Dr. Osasu for the great thing He has done in my life , He brought happiness back to my life, I never believed in spell casters until my life fell apart when my lover of 6 years decided to call it quit almost when we wanted to get married. I was so emotional breakdown to the extent i could not do anything reasonable again, after 2months in pain before an old friend of mine introduced me to a spell caster on line called Dr Osasu, this was after I have been scammed by various fake spell casters. I was introduced me to Dr Osasu a true Spell Caster. In less than 24 hours i saw wonders, my lover came back to me and my life got back just like a completed puzzle, and after 1month later we got married and it was just like a dream to me because i thought i had lost him forever. Thank you Dr. Osasu for helping me but most of all, Your Honesty and Fast Accurate Results. email: Drosasu25@gmail.com WhatsApp Number: +2347064365391 12. jaanuar 2020
kimberly After 6 years in marriage with my husband with 2 kids, my husband started going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a friend of mine told me about a spell caster on the internet called Dr ben who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he cast a love spell for me and within 48hours my husband came back to me and beg me to forgive him for what he did and right now he has stopped going out with ladies and he his with me for good and for real. Contact this great spell caster for your relationship or marriage problem Email him on; drbenspellcaster@gmail.com or Whatsapp +2348151642717 okay. 26. jaanuar 2020
anderson may When I found PRIEST WISDOM I was in desperate need of bringing my ex lover back. He left me for another woman. It happened so fast and I had no say in the situation at all. He just dumped me after 3 years with no explanation. I contact PRIEST WISDOM  and He told me  what i need to do before he can help me and i did what he told me to, after i provided what he wanted, he cast a love spell to help us get back together. Shortly after he did his spell, my boyfriend started texting me again and felt horrible for what he just put me through. He said that I was the most important person in his life and he knows that now. We moved in together and he was more open to me than before and he started spending more time with me than before. Ever since PRIEST WISDOM helped me, my partner is very stable, faithful and closer to me than before. I highly recommends PRIEST WISDOM to anyone in need of help. Email: Supernaturalspell1@gmail.com . Call him or add him on whatsapp via: +2348124644470 PRIEST WISDOM BLOG PAGE: https://supernaturalspell21.blogspot.com/   .......... 28. jaanuar 2020
anderson may When I found PRIEST WISDOM I was in desperate need of bringing my ex lover back. He left me for another woman. It happened so fast and I had no say in the situation at all. He just dumped me after 3 years with no explanation. I contact PRIEST WISDOM  and He told me  what i need to do before he can help me and i did what he told me to, after i provided what he wanted, he cast a love spell to help us get back together. Shortly after he did his spell, my boyfriend started texting me again and felt horrible for what he just put me through. He said that I was the most important person in his life and he knows that now. We moved in together and he was more open to me than before and he started spending more time with me than before. Ever since PRIEST WISDOM helped me, my partner is very stable, faithful and closer to me than before. I highly recommends PRIEST WISDOM to anyone in need of help. Email: Supernaturalspell1@gmail.com . Call him or add him on whatsapp via: +2348124644470 PRIEST WISDOM BLOG PAGE: https://supernaturalspell21.blogspot.com/   ......... 28. jaanuar 2020
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Adams Vienna MY STORY HERE IS REAL AND GENUINE. My name is Adams Vienna and i am here to testify about Great Mother who brought back my man to me when he broke up with me because of another woman who he met at his place of work. Great Mother is a very powerful, real and unique woman with special powers. I tried to get help from many places and sources to bring back my man but nothing worked but when i contacted Great Mother, she made me smile again by bringing my man back to me with her special powers.. If you are experiencing any problems in your marriage, relationship, and you have any similar problem to this, contact this Great Woman now she will help you. Here is her website: Ourgreatmother1.com   and here is her email address: Greatmotherofsolutiontemple1@yahoo.com   and you can also contact her now on her own Whatsapp number: +17025514367 You can either contact her on her website, email or her whatsapp number. Thank you Great Mother.   11. veebruar 2020
Adams Vienna MY STORY HERE IS REAL AND GENUINE. My name is Adams Vienna and i am here to testify about Great Mother who brought back my man to me when he broke up with me because of another woman who he met at his place of work. Great Mother is a very powerful, real and unique woman with special powers. I tried to get help from many places and sources to bring back my man but nothing worked but when i contacted Great Mother, she made me smile again by bringing my man back to me with her special powers.. If you are experiencing any problems in your marriage, relationship, and you have any similar problem to this, contact this Great Woman now she will help you. Here is her website: Ourgreatmother1.com   and here is her email address: Greatmotherofsolutiontemple1@yahoo.com   and you can also contact her now on her own Whatsapp number: +17025514367 You can either contact her on her website, email or her whatsapp number. Thank you Great Mother.   11. veebruar 2020
lisa william I want to offer a bit of advice to anyone looking to find help on saving their marriage/relationship. Me and my husband had a torrid time for a whole decade; all our family & friends constantly advising us to get a divorce but we knew it would break our children’s heart. We tried so many different things to save our marriage i came across a very helpful online spell caster DR IWISA website https://superiorspellhome.webnode.com that help us solved the problem well for us with his permanent reunite marriage binding love spell: if you are looking for help; I do highly recommend anyone who is having troubles right now to try DR IWISA Email: superiorspellhome@gmail.com Call & Whatsapp +27730886631 https://superiorspellhome.webnode.com 11. veebruar 2020
rose wood MY HUSBAND IS BACK WITH THE GREAT HELP OF LORD SAN LOVE SPELLI'm so excited my broken Marriage has been restored my ex husband is back after he left me and our 2kids for another woman. i was so happy to meet LORD SAN how he help many people to bring there Lover back so i contact him to help me too. that was how  help me to bring my husband back.. A big thank to you LORD SAN because I never thought my ex Husband will be back to me so quickly with your spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your husband moved to another woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: {moneytemple@outlook.com}You can also Call/Whats App:+447482854279 You can also visit his website:https://thetempleofmoney.com/ 15. veebruar 2020
ruth i want to let the world know about Dr, Ojoka the Great spell caster that brought back my husband to me when i thought all hope was lost. Dr, Ojoka used his powerful spell to put a smile on my face by bringing back my man with his spell, at first i thought i was dreaming when my husband came back to me on his knees begging me to forgive him and accept him back and ever since then he loves me more than i ever expected so i made a vow to my self that i will let the World know about Dr, Ojoka because he is a God on earth. Do you have problems in your relationship ? have your partner broke up with you and you still love and want him back ? Do you have problem with your finance ? or do you need help of any kind then contact Dr, Ojoka today for i give you 100% guarantee that he will help you just as he helped me. Dr, Ojoka email is: dr.ojokaspelltemple@gmail.com OR add him on whats app via: +2348144172934 check his website http://Drojokaspelltemple.website2.me 15. veebruar 2020
Christy Clark I recently saw a testimony about a spell caster of some sort in a blog I visit for relationship and dating counseling problems because i had been having serious issues with my boyfriend and we had been dating for six months,he just suddenly changed,he was returning my calls,he started cheating,he was hurting me in so many ways i never thought possible and I just thought I should try it maybe out of desperation of some sort ..and I contacted them..At first everything felt dreamy and unbelievable,their consultations and solution was a little bit easy and strange and I was scared a little cos I heard read and heard lots of stories of spell casters and i never really believed in magic..I played along with a little hope and faith and I was sent some few stuffs after everything and it worked like a miracle,everything went to a while new direction,I guess it was all good faith that made me read That particular post that faithful day..I hope they could help other people too like they did a little and I got everything I wanted and wished for my husband,my family and my life back their address is; Supernaturalspell1@gmail.com  Call him or add him on whatsapp via: +2348124644470 PRIEST WISDOM BLOG PAGE: https://supernaturalspell21.blogspot.com/ 20. veebruar 2020
Lizzy Dixon Am Lizzy Dixon from Canada, I want to quickly tell the world that there is a real online spell caster that is powerful and genuine, His name is Chief He helped me recently to reunite my relationship with my husband who left me, When i contacted Chief he cast a love spell for me, and my husband who said he doesn't have anything to do with me again called me and started begging me to come back. he is back now with so much love and care. today i am glad to let you all know that this spell caster have the powers to restore broken relationship back. because i am now happy with my husband. To anyone who is reading this article and needs any help, Chief can also offer any type of help like, Court Cases, Pregnancy Spell, Spiritual protection and lot's more. You can contact him Via his email chiefdrlucky@gmail.com call or add him on whats-app with his phone number +2348132777335 Website: http://chiefdrluckysolutionhome.website2.me/    28. veebruar 2020
Beth MY TESTIMONY ON HOW I GET BACK MY DIVORCED HUSBAND WITH THE GOOD HELP OF PRIEST ADE THE MOST HIGH/BEST PSYCHIC ONLINE CONTACT HIM NOW: http://ancientspiritspellcast.website2.me It's a privilege to share this miraculous testimony to the world. I'm Beth Walters from England. My husband divorced me 4 months back and i have been filled with remorse for i didn't know what to do to amend issues with my husband. I searched for help on the internet on how i could get help in my marriage and i discovered great testifiers about Priest Ade who has been progressive with his spells. I got in touch with him and behold, Priest Ade told me that he will prepare a spell for me that will bring back my husband. I was skeptical but i had no other option but to work with him. 2 days after, my husband called me that he's coming back home and from that day till this moment, we have been living peacefully. He is back now with so much love and caring. today i am glad to let you all know that this spell caster have the powers of bring lovers back and the most surprising thing is that our love is very strong now,every day is happiness and joy. and there is nothing like being with the man you love. I will highly recommend Priest Ade  to anyone one out there who needs help whatsoever.if you have any problem contact Priest Ade, i give you 100% guarantee that he will help you!!.  ancientspiritspellcast@gmail.com or ancientspiritspellcast@yahoo.com Write him on Whats-app +2347059715465 https://ancientspiritspellcast12.wordpress.com Blog: https://priestade.blogspot.com 29. veebruar 2020
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Claudia klein Hallo en welkom bij Spotcap Global Loan Services, mijn naam is Claudia Klein, ik ben een geldschieter en ook een leningadviseur. Heeft u dringend financiële versterking nodig? heb je een lening nodig voor verschillende doeleinden? als uw antwoord ja is, zal ik u adviseren contact op te nemen met mijn bedrijf via | spotcapglobalservices@gmail.com | of stuur ons een bericht op WhatsApp: +4915758108767 | en binnen 24 uur een lening op uw rekening hebben, omdat we uitstekende leendiensten over de hele wereld bieden. We bieden allerlei soorten leendiensten aan (persoonlijke lening, zakelijke lening en nog veel meer), we bieden zowel langlopende als kortlopende leningen aan en u kunt ook tot 15 miljoen euro lenen. Mijn bedrijf helpt u bij het bereiken van verschillende doelen met een breed scala aan leenproducten. We weten dat het verkrijgen van een legitieme lening altijd een groot probleem is geweest Voor mensen die een financieel probleem hebben en er een oplossing voor nodig hebben, vinden veel mensen het zo moeilijk om een ​​lening met eigen vermogen van hun lokale banken of andere financiële instellingen te krijgen vanwege hoge rente tarief, onvoldoende onderpand, verhouding schuld / inkomen, lage credit score of andere redenen Geen wachttijden of stressvolle bankbezoeken meer. Onze service is 24/7 beschikbaar - u kunt een lening krijgen en uw transacties voltooien waar en wanneer u die nodig heeft Wij bieden 24-uurs lening van wereldklasse. Voor vragen / vragen? - Stuur een e-mail naar | spotcapglobalservices@gmail.com | of stuur ons een bericht op WhatsApp: +4915758108767 | & Ontvang in een oogwenk een reactie. Uw familie, vrienden en collega's hoeven niet te weten dat u weinig geld heeft, schrijf ons gewoon en u ontvangt een lening. Je financiële vrijheid ligt in jouw handen! 25. märts 2020
cater tam I was diagnosed of herpes virus, I have tried all possible means to get cure but all my effort proved abortive, until a friend of mine introduced me to a herbal doctor called Chief Dr Lucky, who prepare herbal medicine to cure all kind of diseases including herpes virus (Herpes), when i contacted this herbal doctor via email, he sent me herpes virus herbal medicine via courier service, when i received the herbal medicine he gave me step by step instructions on how to apply it, when i applied it as instructed i was totally cured from the virus within 3 weeks of usage. Contact this great herbal doctor today to get your cure.  Via Email : chiefdrlucky@gmail.com Whats App : +2348132777335 website : http://chiefdrluckysolutionhome.website2.me/     26. märts 2020
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Christy Walton Hallo, Op zoek naar een schuldconsolidatielening, ongedekte leningen, zakelijke leningen, hypotheekleningen, autoleningen, studieleningen, persoonlijke leningen, risicokapitaal, bitcoin-lening, enz! Ik ben een particuliere kredietverstrekker, ik verstrek leningen aan bedrijven en particulieren met lage rentetarieven en redelijke rentetarieven van 2%. E-mail naar: christywalton355@gmail.com 26. aprill 2020
Shannon How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874. 3. mai 2020
Elvis Roberts GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4%+2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32%+2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly. RWA ready to close leasing with any interested client in few banking days Name : Elvis roberts Email : Inquiry.jmfinance@gmail.com Skype : Inquiry.jmfinance@gmail.com WHATSAPP NO : +1(909)375-0798 20. mai 2020
Rudolf Christian GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE we are direct Mandate to a genuinely renowned Investment Finance Company offering Cash & Asset Backed Financial Instruments such as BG/SBLC/MTN/LC/DLC on Lease and Sale at the best rates and with the most feasible procedures. Instruments offered can be put in all forms of trade and can be monetized or discounted for direct funding. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information. CONTACT: Rudolf Christian,(DIRECTOR) Email: projectfunding.uk.rudolf@gmail.com SKype: cid.defcc488b5af0d20 21. mai 2020
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Linda Mark KUIDAS MINU LAENU SELLEST SUUREST FIRMAST sain Tere, mu kallid inimesed, ma olen Linda McDonald, kes elab praegu Austinis Texases, USA-s. Olen praegu kolme lapsega lesk ja olin 2018. aasta aprillis finantsseisundis ummikus ning mul oli vaja refinantseerida ja arveid maksta. Proovisin leida laenu erinevatelt nii era- kui ka korporatiivsetelt laenufirmadelt, kuid mitte kunagi eduga. Enamik panku lükkas mu krediidi tagasi, ärge täiel rinnal saamas neid hoodlumeid, kes kutsuvad neid omaraha laenuandjaks - nad on kõik pettused, nad tahavad ainult teie raha ja te ei kuule neilt enam, et nad on seda mulle kaks korda teinud, enne kui ma kohtusin hr David Wilsoniga. Kõige huvitavam osa on see, et minu laen kanti mulle üle 74 tunni jooksul, seega soovitan teil pöörduda hr Davidi poole, kui olete huvitatud laenu saamisest ja olete kindel, et saate talle õigel ajal tagasi maksta, võite temaga ühendust võtta e-posti teel ……… (davidwilsonloancompany4@gmail.com) Krediidikontrolli pole, ainult 2% intressimäära ja parema tagasimakseplaaniga krediidireisija Kui peate laenutagatise saamiseks võtma ühendust mõne ettevõttega, pöörduge täna laenu saamiseks hr David Wilsoni poole Nad pakuvad igasuguseid laenukategooriaid Lühiajaline laen (5_10 aastat) Pikaajaline laen (20_40) Meedia tähtajaline laen (10_20) Nad pakuvad laenu nagu Kodulaen ............., ärilaen ........ Võlalaen ....... Õppelaen .........., ettevõtluse alustamise laen Ettevõtluslaen ......., ettevõtte laen .............. jne E-post .......... (davidwilsonloancompany4@gmail.com) Finantskriisi ja laenude osas on David Wilsoni laenude finantseerimine just see koht, kuhu minna. Palun öelge talle, et ma proua Linda McDonald juhendab teile õnne ................... .... 26. mai 2020
Baktoo Mubarik GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE. Dear Sir/Ma I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details. And again our bank instruments can serves as collateral as the case may be, which will enable you get loans from your bank so as to embark on any projects such as Aviation, Agriculture, Petroleum, Mining, Telecommunication, Construction of Dams, Real estate, Bridges, Trading, Importing and exporting and Other Turnkey Project (s) etc. Also these instruments can be put in PPP, etc. Please do let me know of your willingness to proceed and I will email you our terms and condition upon request.Inquiries from agents/ brokers/ intermediaries are also welcome. If you are interested in seeking to raise finance for your business/projects in this way, Email: goldencrow59@gmail.com Skype:goldencrow59@gmail.com 30. mai 2020
MOPRpp Minu nimi on Jack ALEX. Ma käisin veebis ja sattusin JOSE Luisi laenu väljaandesse, kus öeldakse, et laenufirma annab elanikkonnale laenu väga madala intressimääraga. Niisiis, võtsin ettevõttega ühendust tema e-posti teel: (joseluisloans@gmail.com) mida taotlesin 25 000 euro suuruseks laenuks kaheks aastaks. Ettevõte vastas mulle ja saatis mulle kõik tema ettevõtte tingimused, mida ma olin lugenud, ja nõustusin nendega, et nad ei maksa mingit tasu. Pärast laenutaotluse kinnitamist sain oma pangast teate, et minu pangakontole on 25 000 euro suurune ruupiaks konverteeritud, lõpetasin laenu tagasimaksmise 18. detsembril enne koroonapuhangu algust. Nii et tahaksin kasutada võimalust ja saata sõnum kõigile, kes otsivad Internetist usaldusväärset eralaenu pakkujat, et taotleda e-posti teel jose luisi laenu: Konto (joseluisloans@gmail.com) võite võtta ühendust ka neid rakenduses Whats: (+13075431042) 30. juuni 2020
pokj Minu nimi on Jack ALEX. Ma käisin veebis ja sattusin JOSE Luisi laenu väljaandesse, kus öeldakse, et laenufirma annab elanikkonnale laenu väga madala intressimääraga. Niisiis, võtsin ettevõttega ühendust tema e-posti teel: (joseluisloans@gmail.com) mida taotlesin 25 000 euro suuruseks laenuks kaheks aastaks. Ettevõte vastas mulle ja saatis mulle kõik tema ettevõtte tingimused, mida ma olin lugenud, ja nõustusin nendega, et nad ei maksa mingit tasu. Pärast laenutaotluse kinnitamist sain oma pangast teate, et minu pangakontole on 25 000 euro suurune ruupiaks konverteeritud, lõpetasin laenu tagasimaksmise 18. detsembril enne koroonapuhangu algust. Nii et tahaksin kasutada võimalust ja saata sõnum kõigile, kes otsivad Internetist usaldusväärset eralaenu pakkujat, et taotleda e-posti teel jose luisi laenu: Konto (joseluisloans@gmail.com) võite võtta ühendust ka neid rakenduses Whats: (+13075431042) 30. juuni 2020
Claudia Klein Tere ja Tere tulemast Spotlight Global Financial Services'i, minu nimi on Claudia Klein, olen laenuandja ja ka finantskonsultant. Kas vajate hädasti rahalist tugevdamist? Kas vajate laenu erinevatel eesmärkidel? kui teie vastus on jaatav, soovitan teil pöörduda minu ettevõtte poole | spotlightglobalservices@gmail.com | või saatke meile WhatsApp: +4915758108767 | ja teil on 24 tunni jooksul oma kontol laen, kuna pakume suurepäraseid laenuteenuseid kogu maailmas. Pakume igasuguseid laenuteenuseid (isiklik laen, ärilaen ja palju muud), pakume nii pikaajalisi kui ka lühiajalisi laene ning lisaks saate laenata kuni 15 miljonit eurot. Minu ettevõte aitab teil saavutada mitmesuguseid eesmärke paljude laenutoodetega. Me teame, et seadusliku laenu saamine on alati olnud suur probleem Üksikisikutele, kellel on finantsprobleeme ja kes vajavad sellele lahendust, on paljudel inimestel kõrge huvi tõttu oma kohalikest pankadest või muudest finantsasutustest omakapitali laenu saamine nii keeruline intressimäär, ebapiisav tagatis, võla ja sissetuleku suhe, madal krediidiskoor või muud põhjused. Enam pole ooteaegu ega pingelisi pangakülastusi. Meie teenus on saadaval ööpäevaringselt - saate laenu saada ja tehinguid sooritada igal ajal ja igal pool. Pakume 24-tunniseid maailmatasemel laenuteenuseid. Päringutele / küsimustele? - Saada meil | spotlightglobalservices@gmail.com | või saatke meile WhatsApp: +4915758108767 | & saada hetkega vastus Saate meid hõlpsasti meie veebisaidil kontrollida: https://spotlightglobalfin.wixsite.com/financial Teie pere, sõbrad ja kolleegid ei pea teadma, et teil on vähe sularaha, kirjutage lihtsalt meile ja saate laenu. Teie rahaline vabadus on teie kätes! 27. september 2020
Christy Walton Het zal slecht zijn om dit alleen voor mezelf te houden. Ik kwam de beste binaire verwachting ooit tegen, Sir Carlos Crypto die me echt helpt om te investeren, hij is heel eerlijk en ijverig in zijn werk. Het enige wat ik deed was $ 500 investeren en binnen 7 dagen maakte hij $ 7000 winst voor mij. Neem contact met hem op via Whatsapp: +1 (216) 626-3236 of e-mail: carlose78910@gmail.com 30. september 2020
abdullah ibrahim Are you in need of Urgent Loan Here no collateral required all problem regarding Loan is solve between a short period of time with a low interest rate of 2% and duration more than 20 years what are you waiting for apply now and solve your problem or start a business with Loan paying of various bills You have come to the right place just contact us abdullahibrahimlender@gmail.com whatspp Number +918929490461 Mr Abdullah Ibrahim 8. oktoober 2020
Isabella Lucas My ex-husband and I had always managed to stay friendly after our divorce in February 2017. But I always wanted to get back together with him, All it took was a visit to this spell casters website last December, because my dream was to start a new year with my husband, and live happily with him.. This spell caster requested a specific love spell for me and my husband, and I accepted it. And this powerful spell caster began to work his magic. And 48 hours after this spell caster worked for me, my husband called me back for us to be together again, and he was remorseful for all his wrong deeds. My spell is working because guess what: My “husband” is back and we are making preparations on how to go to court and withdraw our divorce papers ASAP. This is nothing short of a miracle. Thank you Dr Emu for your powerful spells. Words are not enough. here is his Email: emutemple@gmail.com or call/text him on his WhatsApp +2347012841542 He is also able to cast spell like 1: Lottery 2: Conceive 3: Breakup 4: Divorce 5: Cure for all kinds of diseases and viruses. 22. november 2020
Bitcoin Investment My Bitcoin Investment  Experience. No doubt Bitcoin has been the trend of today and it's doing a lot in the world of business because people prefer saving  up money in their wallets rather than banks,   I lost about  $54,000 USD last summer due to the fall in the price of bitcoins. A colleague at work who knew my ordeal on bitcoin savings  introduced me to a platform  (cryptoforex345.com)  where I can save and invest my bitcoins with more than 100%  profit  margin.  At first I was skeptical about it so I decided to try it out with just  few dollars. I was amazed after 12 hours I earned an additional more dollars  and I was able to make an instant withdrawal and ever since I have been investing and making more money.  Bitcoin investment with cryptoforex345.com  has changed my life as I have made over $176,000 USD. You all can sign up and earn at:           25. november 2020
Jason Bennett I Finally Got Helped  !! I'm so excited right now, I just have to share my testimony on this Forum.. The feeling of being loved takes away so much burden from our shoulders. I had all this but I made a big mistake when I cheated on my wife with another woman  and my wife left me for over 4 months after she found out..  I was lonely, sad and devastated. Luckily I was directed to a very powerful spell caster Dr Emu who helped me cast a spell of reconciliation on our Relationship and he brought back my wife and now she loves me far more than ever.. I'm so happy with life now. Thank you so much Dr Emu, kindly Contact  Dr Emu Today and get any kind of help you want.. Via Email emutemple@gmail.com or Call/WhatsApp cell number  +2347012841542 Website (https://emutemple.wordpress.com/) 15. märts 2021
Jack Geweldig handelsplatform, gemakkelijk te gebruiken en snel op te nemen met bitcoins, bankrekening, PayPal, skrill enz. Ik heb dit platform gebruikt in combinatie met de meest aanbevolen forexstrategie en binaire optiehandel op internet van Carlos Ellison en tot nu toe heb ik geen klachten en verdien ik wekelijks bijna $ 5000- $ 8000. Hij is echt geweldig, de beste in zijn vak en uniek onder andere, ik ben dankbaar en wil dat jullie allemaal meedoen aan zijn goede werken. Neem contact met hem op via whatsapp: +12166263236 E-mail: carlose78910@gmail.com 6. aprill 2021
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claudiascavinoti@gmail.com Tervitused Olen eraisik, pangaaktsionär ja paljude ettevõtete direktor kohalik. Olen ema ärimaailmas. Mul on kapital väga tähtis. Samuti olete privaatne, aus ja hea moraaliga. Pärast meie intervjuud ühe minu finantsnõustajaga oleme otsustanud anda laene vahemikus 5000 kuni 10 000 000 eurot aidata eraisikuid, kellel paraku pole oma pankadega ligipääsu raskesti täidetavaid tingimusi. võtke kohe ühendust E-post; claudiascavinoti@gmail.com 24. juuli 2021
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Maria Hallo daar, als nieuwkomer in de handel in crypto-valuta heb ik veel geld verloren toen ik in mijn eentje door de markt probeerde te navigeren. In mijn zoektocht naar een echte en vertrouwde handelaar kwam ik Carlos Ellison tegen die mij begeleidde en hielp zoveel winst te maken tot een bedrag van €40.000. Ik deed mijn eerste investering met € 1.000 en behaalde in minder dan 8 dagen een ROI van € 9.400. U kunt contact opnemen met deze deskundige handelaar via e-mail carlose78910@gmail.com of via Telegram: +12166263236 en klaar zijn om uw eigen getuigenis te delen 14. aprill 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Evelyn Martinez GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735 I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode. You can also contact them for the service below * Western Union/MoneyGram Transfer * Bank Transfer * PayPal / Skrill Transfer * Crypto Mining * CashApp Transfer * Bitcoin Loans * Recover Stolen/Missing Crypto/Funds/Assets Email: darkwebonlinehackers@gmail.com Email: info@darkwebonlinehackers.com Telegram or WhatsApp: +18033921735 Website: https://darkwebonlinehackers.com 14. mai 2024
Dékány Anname laenu, et aidata inimesi, ettevõtteid, kes peavad oma finantsseisundit uuendama üle kogu maailma, väga minimaalsed aastased intressimäärad kuni 2% aasta jooksul - 30 aastat tagasimakset futamido mis tahes maailma osas. Anname laenu vahemikus €2 000 – € 500 000 000. Laenud on hästi tagatud ja kõige tähtsam on maksimaalne tagatis. Huvilisel palume meiega ühendust võtta e-posti teel: (dakany.endre@gmail.com) Laenupakkumine. 21. oktoober 2024
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